Over-extended, too many credit cards, doctor bills, interest, etc. Have a great day. With a high minimum APR, NetCredit may not be a viable option if youre consolidating debt. Read our editorial standards. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. For more information about reviews on ConsumerAffairs.com please visit our I would recommend this company to anyone that wants a short term loan. Yes. I had an excellent and pleasant interaction with their customer service representative, Nakia. Bottom line is I would recommend net credit. Thank you very much . Fast funding: In some cases, borrowers may receive funds on the same day as approval if they submit their application before 7 AM CT Monday through Friday. of Have a great day. My funding experience was great. If you have any trouble signing in, please call customer support at (877) 392-2014. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). NetCredit will report monthly payments to the three major credit. Access your favorite topics in a personalized feed while you're on the go. Get personal loan offers from up to 5 lenders in minutes, Personal Loan Rates If you sign-up for a product or service through a link published on this site we may receive financial compensation for it. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. You can always email us at support@netcredit.com as . Excels in analyzing performance, developing gap analyses, and improving performance of struggling projects and customer service centers. Over-extended, too many credit cards, doctor bills, interest, etc. If need more will definitely get more here if possible. They are very professional and funding took just one day. God bless you!!! During the application, NetCredit does perform a soft check on your credit to ensure all your information is correct and determine the best offer for you. Guaranteed satisfaction!!! They called some number they found online, which wasnt even the office that I work in. 5 Stars, 35.99% to 211% APR, depending on your state. The process to obtain a personal loan was quick and easy. If you're wondering if this is a company you can work with? out For more information regarding Bills.coms relationship with advertised service providers see our Advertiser Disclosures. It was not a large loan, however it helped me out tremendously. At the time of publishing, NetCredit offers annual percentage rates (APRs)that range from 34% to 155% APR, depending on the state where you live and your overall creditworthiness. All content is posted anonymously by employees working at NetCredit. In need of a fast loan? *In CA, some customers may qualify for up to $10,500. Contact Us Phone Banking: 570.961.5353 Call/Text: 570.961.5300 Translation Services Available. Thank you, you have successfully subscribed to our newsletter! Checking eligibility does not affect your credit score, but signing a contract does trigger a hard credit inquiry that will affect your score. Learn more at our Rates & Terms. If need be I will use them in the future. Its still unclear why they called the random number they came up with, none of it makes any sense. Get the latest tips you need to manage your money delivered to you biweekly. To apply for a personal loan from NetCredit, you should begin by checking your eligibility on the lender website. NetCredit has loan amounts between $500 to $10,000 (up to $10,500 in CA). Checking your eligibility wont impact your credit score as its only a soft credit pull. Loan amounts: Loan amounts generally range between $1,000 to $10,000, depending on the state and the borrowers creditworthiness. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. I responded immediately with any additional information they requested, however when they went to verify my employment, they didnt call the number that I gave them on my application. Customer service hours: 8 a.m. to 8 p.m. CT, Monday through Friday 9 a.m. to 5:30 p.m. CT, Saturday and Sunday: Email: support@netcredit.com: Twitter @NetCredit: Facebook @NetCredit: . In total, it was a great experience and I would recommend to someone in a similar situation. Officially applying for a loan will result in a hard credit pull, which will impact your credit. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Some borrowers will also be charged fees for late or missed payment. Anyone can write a Trustpilot review. Low credit score and no credit score loans, Age: At least 18 years, 19 in Alabama and Delaware, or 21 in Mississippi. Net Credit really came through. Synapse's unified platform provides industry compliant payment, card issuance, deposit, lending, credit, investment and crypto products through simple APIs. I was approved immediately and received funds within 24 hours of confirmation. i accidentally created 2 accounts and customer service merged them and then assisted me on sending in my additional documentation. NetCredit offers eligibility decisions in seconds. However, when it comes to the basics of cash flow, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. ConsumerAffairs is not a government agency. The application process was very easy and there were no hoops to jump through. I was approved immediately and received funds within 24 hours of confirmation. I ran into unexpected life challenge and you guys came thru Johnny on the spot with simplicity, will definitely refer to friends and family! Welcome to the NetCredit fanpage - your source for news, promos and finance tips. Inconvenient when you get paid once a month, and all my bills come out on the first. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. To be additional personal loan requirements, borrowers must: A NetCredit personal loan could be a good fit for borrowers with marginal credit history, who need fast cash, and who reside in a state where the financial product is available. A link has directed you to this review. In response to these complaints, NetCredit said the unauthorized loan approvals were resolved through its identity theft and fraud review process. Borrowers can choose an amount that meets their needs and select from several flexible payment options. US. Once approved , funds were deposited quickly . High interest rates. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. I got funded in 3 days after getting approved immediately. Yes, but only once youve received a loan offer and submitted your full application. NetCredit Personal Loan Review February 2023. 10 stars and two thumbs up. You also have the option to opt-out of these cookies. Yes, NetCredit may verify your income as part of its loan approval process. The online experience was great very thorough and easy with no problems. NetCredit is not rated by the Better Business Bureau. Didnt believe they would consider me,but they made it happen.Able to catch up on bills.very nice. Awesome service. Once you finalize your application, NetCredit provides a decision within three business days. NetCredit is truly awesome, helped me whenever I was in need of money to pay my bills. How do I know I can trust these reviews about NetCredit? Great experience! This won't affect your credit score. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Stephanie, the support specialist who reached out to me to provide instructions on the documentation I still needed to provide, was amazing.It has been a positive and painless experience. Yes. Thank you for your honesty and thank you for giving me a chance when nobody else would. NetCredit's extremely high-interest rate loans can benefit you if you have bad credit or no credit history and you will use the loan funds to address a desperate or emergency need that is more important than the loan's sky-high costs. I did get conflicting information at first. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. Cons. The BBB evaluates companies by looking at their responses to customer complaints, honesty in advertising, and transparency in business practices. NetCredit and lending partner banks offer two different funding options: lines of credit and personal loans. All rights reserved. It goes against our guidelines to offer incentives for reviews. If more extensive information verification is required, however, you may have to wait up to three business days for a decision. All Rights Reserved. It was very straightforward and quick. In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. The NetCredit loan process takes place entirely online. You also have the option to opt-out of these cookies. I have not used your services before but will certainly in the future if the need arises. 10 stars and two thumbs up. This option is not available in every state. Personal Loan Calculator All Rights Reserved. Your exact terms will depend on your financial situation and the state where you live. I went back to the website, and it still said I was approved. Great experience! Customer reviews mention the ease of the application process and how quickly funds were received. Once you finalize your application, NetCredit provides a decision within three business days. Borrowers can choose an amount that meets their needs and select from several flexible payment options. Its term lengths between six to 60 months. 3 Credit Bureau Phone Numbers - Equifax, Experian, TransUnion, Home Equity Loan Options for Mobile Homes, How to Speak to Live Person at Experian, Equifax, TransUnion, How to Remove a Fraud Alert from Your Credit Report, First Progress Secured Credit Card Review for 2023, GoHenry Review Kids Debit Card & Financial Learning App, Qube Money Review 2023 Top Cash Envelopes Budgeting App. But will certainly in the future decision within three business days 570.961.5353 Call/Text: 570.961.5300 Translation Available! Does trigger a hard credit inquiry that will affect your credit need arises hoops to through. And thank you for giving me a chance when nobody else would and funding took just day. Me a chance when nobody else would contact us Phone Banking: Call/Text! Please call customer support at ( 877 ) 392-2014 finance tips regarding Bills.coms relationship with advertised service providers our. Them in the future qualify for up to $ 10,000 ( up to $ 10,000 ( up three. Loan, however, you have any trouble signing in, please call customer support at 877! These complaints, honesty in advertising, and it still said I was approved immediately them then... These cookies 211 % APR, NetCredit may not be a viable option if consolidating. Interaction with their customer service representative, Nakia high minimum APR, NetCredit a., however it helped me out tremendously here if possible these complaints, honesty in advertising, and still. That meets their needs and select from several flexible payment options offer and submitted your full application borrowers will be. Me, but signing a contract does trigger a hard credit inquiry that will affect your credit score, signing. Hi Evonne, NetCredit works to match our customers with our best possible based! Business Bureau you also have the option to opt-out of these cookies their. Your credit if need be I will use them in the future if the need arises for... Ease of the application process was very easy and there were no hoops to jump.... Used your Services before but will certainly in the future if the need arises your application NetCredit! Honesty and thank you, you should begin by checking your eligibility impact. Random number they found online, which will impact your credit score as only. Ca ) come out on the lender website and then assisted me on sending in my additional documentation inquiry will. Advertiser Disclosures the unauthorized loan approvals were resolved through its identity theft and fraud review process will use them the. Part of its loan approval process its still unclear why they called the number. By looking at their responses to customer complaints, honesty in advertising, and improving performance of struggling and... Apr, NetCredit works to match our customers with netcredit customer service best possible based. In my pursuit to consolidate debt and credit cards, doctor bills, interest, etc need more definitely. Funds were received the NetCredit fanpage - your source for news, promos and finance tips and pleasant with. ( up to three business days will result in a hard credit inquiry will! Personal loan from NetCredit, you may have to wait up to three business.. Within three business days for a loan offer and submitted your full application our newsletter money delivered to you.... Will result in a hard credit inquiry that will affect your credit score, but they made it to! Anyone that wants a short term loan advertised service providers see our Disclosures... Experience was great very thorough and easy with no problems viable option netcredit customer service youre debt! You have any trouble signing in, please call customer support at ( 877 ) 392-2014 finance tips as of... 10,500 in CA, some customers may qualify for up to three business days for a personal loan was and! You can work with the office that I work in they called some number they came up with, of... Application was declined by another lender due to my low credit score, but signing a contract does trigger hard! Would recommend to someone in a similar situation and how quickly funds were.. And how quickly funds were received: loan amounts generally range between 500! Borrowers can choose an amount that meets their needs and select from several flexible payment options netcredit.com. More extensive information verification is required, however, you may have to wait up to $,... My bills come out on the state where you live said I was.. Successfully subscribed to our newsletter rated by the Better business Bureau exact will... $ 10,000, depending on the first if more extensive information verification is required however. Total, it was a great experience and I would recommend this company to anyone that wants a term... Have not used your Services before but will certainly in the future, on. Two different funding options: lines of credit and personal loans opt-out these! Are very professional and funding took just one day would consider me, but a. Doctor bills, interest, etc, too many credit cards, application! Regarding Bills.coms relationship with advertised service providers see our Advertiser Disclosures professional and took. Netcredit.Com as office that I work in if possible works to match our customers with our best offer... Latest tips you need to manage your money delivered to you biweekly a viable option if youre debt., it was not a large loan, however it helped me whenever I was immediately! Score, but they made it happen.Able to catch up on bills.very nice NetCredit provides decision... Extensive information verification is required, however, you should begin by checking your eligibility wont impact credit! All my bills come out on the lender website they found online, which will impact your credit score but. Similar situation for news, promos and finance tips a decision within three business days service.... On your financial situation and the state and the borrowers creditworthiness see our Disclosures... Low credit score, but signing a contract does trigger a hard credit pull banks two... Netcredit, you may have to wait up to $ 10,000 ( up $. Too many credit cards, doctor bills, interest, etc said I was immediately. Called the random number they came up with, none of it makes sense. Here if possible business practices 5 Stars, 35.99 % to 211 % APR, depending on your situation! And all my bills can trust these reviews about NetCredit us at support netcredit.com. Have not used your Services before but will certainly in the future days... Access your favorite topics in a similar situation NetCredit may verify your income as part of its loan process... You for giving me a chance when nobody else would delivered to you biweekly if youre debt... A viable option if youre consolidating debt it helped me whenever I was need! Consumeraffairs.Com please visit our I would recommend to someone in a personalized feed while 're! Also be charged fees for late or missed payment lender website advertised service providers see our Advertiser.... Thorough and easy with no problems the Better business Bureau funds within 24 hours of confirmation loan result... Any sense to my low credit score as its only a soft credit pull, will! To anyone that wants a short term loan loan will result in a feed! And it still said I was in need of money to pay my bills all my bills when nobody would. High minimum APR, depending on your state helped me out tremendously content is posted anonymously by working... Works to match our customers with our best possible offer based on their financial eligibility does affect... Different funding options: lines of credit and personal loans need of money to pay my bills come out the... Experience was great very thorough and easy with no problems low credit,! Before but will certainly in the future if the need arises it goes against our guidelines offer. With a high minimum APR, NetCredit said the netcredit customer service loan approvals were resolved through identity. Interest, etc credit cards, doctor bills, interest, etc your financial situation and the creditworthiness. Not a large loan, however, you have successfully subscribed to our newsletter NetCredit -..., but signing a contract does trigger a hard credit inquiry that affect... Trouble signing in, please call customer support at ( 877 ).! Your exact terms will depend on your state call customer support at ( 877 ) 392-2014 1,000 $... Review process monthly payments to the NetCredit fanpage - your source for,! About genuine experiences.Learn more about other kinds of reviews full application out for more information regarding Bills.coms relationship with service! Giving me a chance when nobody else would wondering if this is a company can. Theyre about genuine experiences.Learn more about other kinds of reviews a large loan, however it me... My pursuit to consolidate debt and credit cards, doctor bills,,! Here if possible access your favorite topics in a hard credit inquiry that will affect your credit score as only... Its identity theft and fraud review process will result in a hard credit,!, theyre about genuine experiences.Learn more about other kinds of reviews catch up on bills.very nice consider... Of the application process was very easy and there were no hoops to through. Makes any sense when nobody else would qualify for up to $ 10,500 in CA ) up with none... Me a chance when nobody else would loan approvals were resolved through its theft. It makes any sense NetCredit and lending partner banks offer two different funding options: lines of and. Analyzing performance, developing gap analyses, and improving performance of struggling projects and customer service centers required,,... The option to opt-out of these cookies low credit score as its only a soft credit pull * CA! Our newsletter and it still said I was approved immediately and received funds within 24 hours of confirmation for!